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A second mortgage,
for life’s unexpected events

Access liquidities thanks to a second mortgage

With a second mortgage, it is now possible to quickly obtain additional funds by using your property’s available equity, without making major changes to your finances. A second mortgage lets you borrow more while keeping your current conventional mortgage with its low interest rate. You will continue making payments on the first mortgage while also making payments on the second. We know that no one is immune to unforeseen circumstances such as needing money for urgent repairs or wanting to consolidate certain debts. You can rest assured that your second mortgage will be adapted to your situation and needs.

Am I qualified?

My property is a single-family home, a condominium, a commercial building or an income property.

My property is located in an urban area with services.

Combined, my current mortgage loan and new mortgage loan will be less than or equal to 75% of the value of my property.

Advantages

Quicker than with a conventional bank

Having a conventional mortgage application approved can take several days. With Victoria Financial, you can fill out our secure online application form in under five minutes and get an answer the same day.

A very simple
process

No need to submit tons of paperwork and have a certain debt ratio to qualify. We grant second mortgage loans based mainly on your property’s available equity.

An advantageous interest rate

Stop paying the abusive interest rates charged on most credit cards and other types of unsecured loans. Our second mortgage loans let you save interest while reducing your monthly payments.

Are you ready?

It’s obligation-free.

Questions? Call us.

Monday to Friday, 9:00 a.m. to 5:30 p.m.