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Online mortage loan application

Simply give us a few basic details, and one of our mortgage specialists will contact you within 24 hours. They’ll let you know whether you meet the conditions to get a mortgage loan from us. Submitting an application entails no obligation on your part and will not affect your credit score.

  • Your financing needs

  • A few details about you

  • (home)
  • (cell)

  • A few details about the property being financed

  • (enter balances)

  • Contact preferences

  • No credit request will be done when you submit your application. By continuing, you accept the GENERAL CONDITIONS and PRIVACY POLICY. .
  • This field is for validation purposes and should be left unchanged.

Questions ?

We’re here to answer your questions or to take your application by telephone.

Security and protection

Protecting your private information is a priority for us. Victoria Financial uses the most current bank security system, 256-bit encryption and the SSL (Secure Sockets Layer) protocol to protect your information when you apply online. Please see our Privacy Policy for more about how we handle your personal information.

About Victoria Financial

Victoria Financial was founded in 2013 to solve a considerable problem faced by property owners: getting access to mortgage financing based on their property’s net available equity. We developed a simplified process that lets owners access liquidities without having to go through a demanding bank application process.

Our private mortgages help our clients responsibly increase their access to credit while benefiting from significantly relaxed financing criteria. We do not base our approval on the applicant’s credit score or declared income. Instead, we look mainly at the equity in their property.

Victoria Financial offers flexible financing terms adapted to each borrower’s situation. We also have access to cutting-edge appraisal tools that let us process financing applications within 24 hours. If the application is approved, the mortgage can be notarized in less than a week.

General conditions and privacy policy

Victoria Financial, its employees, agents, or assigns, may collect personal information from me, from loan or debt arrangements I have made with or through you, from credit bureaus, appraisers and other financial institutions, and from the references I have provided you. Victoria Financial may collect, use and disclose my personal information for the following purposes:
  • To provide me with financial services;
  • To understand my financial needs;
  • To administer my loan agreements;
  • To develop, manage and deliver products and services to me;
  • To develop and deliver marketing and promotional offers to me;
  • To determine my eligibility for different products and services;
  • To ensure that I receive a high standard of service;
  • To meet regulatory requirements;
  • To manage and transfer the assets and liabilities of Victoria Financial and those assets under its administration; and
  • To verify my identity.
Victoria Financial may provide my personal information to their solicitors, to credit bureaus, to appraisers and investors and, with my consent, to other parties. Victoria Financial may share my personal information with its employees, its affiliates and investors, but only as needed for the provision of products and services. Victoria Financial may also use my personal information to introduce products and services that may be of interest to me through contacting me directly (via mail, telephone calls, SMS or e-mail only for marketing purposes within Victoria Financial. No information is shared with third parties for marketing purposes for their data sharing practices. At any time, I can choose to opt-out of receiving direct marketing or sharing my personal information for marketing purposes. To opt-out, I will contact you through 1 (877) 220-7738.