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A private mortgage for an acquisition or refinancing? Why not?

Quick and flexible mortgage financing

It is now possible to get private mortgage financing to purchase a new property or refinance one you own. As a private lender, we apply more relaxed financing criteria that do not take your credit score or income into account. Instead, we grant our private loans mainly on the basis of your property’s market value. You can therefore take out a first mortgage loan for up to 75% of your property’s market value. It is the quickest and easiest way to get the financing you want.

Am I qualified?

My property is a single-family home, a condominium, a commercial building, an income property or a vacant lot.

My property is located in an urban area with services.

The financing I want is less than or equal to 75% of the value of my property.


Quicker than with a conventional bank

Having a conventional mortgage application approved can take several days. With Victoria Financial, you can fill out our secure online application form in under five minutes and receive an answer the same day.

A very simple process

No need to submit tons of paperwork and have a certain debt ratio to qualify. We give our private loans based mainly on your property’s available equity.

Flexible terms

Your ability to repay is very important to us. For this reason, we offer payment terms that let you reduce your monthly payments and even pay all of the interest in advance.

Are you ready?

It’s obligation-free.

Questions? Call us.

Monday to Friday, 9:00 a.m. to 5:30 p.m.