a simplified process
Victoria Financial was founded in 2013 to solve a considerable problem faced by property owners: getting access to mortgage financing based on their property’s net available equity. We developed a simplified process that lets owners access liquidities without having to go through a demanding bank application process.
Our private mortgages help our clients responsibly increase their access to credit while benefiting from significantly relaxed financing criteria. We do not base our approval on the applicant’s credit score or declared income. Instead, we look mainly at the equity in their property.
Victoria Financial offers flexible financing terms adapted to each borrower’s situation. We also have access to cutting-edge appraisal tools that let us process financing applications within 24 hours. If the application is approved, the mortgage can be notarized in less than a week.
Maxime St-Laurent - CPA
Outstanding entrepreneur and real estate enthusiast Maxime founded Victoria Financial nearly ten years ago. He is a visionary man of action who anticipates potential challenges in order to propose solutions adapted to his clients’ needs. Maxime earned his Bachelor of Business Administration at HEC Montréal with a double major in finance and management accounting. These extensive skills allowed him to develop his signature methodical and structured approach, which he applies daily with his team. He is admired for his relentless drive – both at the gym and at the office – which enables him to spearhead multiple projects simultaneously.
Outside of work, Maxime’s hobbies include tackling lake trout in Quebec and traveling the world to discover new cultures. But his greatest joy is to see his company and employees grow as they tackle all sorts of challenges every day… and, of course, relaxing with a good meal and glass of red wine at the end of the day.
Guillaume is known for his insatiable curiosity, and his investigative nature is a real asset to the team. He is always eager to learn, ask questions, and expand his knowledge. Having a background in finance, he follows market developments with keen interest. Guillaume’s position as mortgage coordinator involves high precision work to ensure files are compliant and seamlessly transferred to other agents. He enjoys working in a small team setting, which is great for self-directed learning and allows everyone to play a meaningful role in the company’s projects and development.
Outside of work, Guillaume likes to curl up with a good book, practise his Spanish or rack up kilometres in his trusty running shoes. He constantly strives to do his best, and nothing makes him smile more than a job well done.
Gina is renowned for her outstanding team spirit. She is always there to lend a helping hand to her clients or her colleagues, whom she refers to as her “dream team”. Being a born self-learner and a multi-talented professional, she has assumed several roles at Victoria Financial. She now holds the position of mortgage development manager and specializes in sales. Gina is a true finance enthusiast who keeps a watchful eye on the real estate market. Her primary motivation is to help others find solutions to their problems.
We asked Gina about her secret to success, and she said it’s a matter of starting each day on the right foot. According to her, nothing beats a yoga flow and a glass of iced coffee to kick off the day with a healthy dose of optimism.
Emily is living proof that Victoria Financial operates on a human scale. She is unfailingly courteous, and people say she has a smile in her voice. Through various positions held over the course of her career, including two roles at major insurance firms, she developed a wealth of knowledge in customer service. Emily now holds the forefront position of executive assistant at Victoria Financial, serving as the first point of contact for our clients. She also carries out several administrative tasks, always with an eye to efficiency and priority control.
Emily finds her job exciting because not one day is the same. The entire team must constantly adapt, work together and get creative to overcome different challenges. Speaking of which, Emily LOVES challenges, both at the office and in her spare time. Her hobbies include riding motorcycles and hitting the slopes on her snowboard— she enjoys anything that gets her adrenaline pumping!
At Victoria Financial, our priority is to increase your access to your property’s equity.
To date, Victoria Financial has lent more than $150 million to property owners and real estate investors throughout Quebec in the form of private first and second mortgages. Your turn to join our ranks!