Skip to content

Offering borrowers
a simplified process

Our journey

Victoria Financial was founded in 2013 to solve a considerable problem faced by property owners: getting access to mortgage financing based on their property’s net available equity. We developed a simplified process that lets owners access liquidities without having to go through a demanding bank application process.

Our private mortgages help our clients responsibly increase their access to credit while benefiting from significantly relaxed financing criteria. We do not base our approval on the applicant’s credit score or declared income. Instead, we look mainly at the equity in their property.

Victoria Financial offers flexible financing terms adapted to each borrower’s situation. We also have access to cutting-edge appraisal tools that let us process financing applications within 24 hours. If the application is approved, the mortgage can be notarized in less than a week.

An expert team, a human-oriented approach

Maxime St-Laurent - CPA, CMA

President and Founder

Gina Pelletier

Financing Coordinator

Emily McDermott

Executive Assistant

Our partners

At Victoria Financial, our priority is to increase your access to your property’s equity.

2013

Victoria Financial Inc. is founded.

2015

$25 million in private mortgage loans are granted in Greater Montréal.

2016

The company expands to cover all of Quebec.

2017

$55 million in private mortgage loans are granted across Quebec.

2020

$125 million in private mortgage loans are granted across Quebec.

To date, Victoria Financial has lent more than $125 million to property owners and real estate investors throughout Quebec in the form of private first and second mortgages. Your turn to join our ranks!