a simplified process
Victoria Financial was founded in 2013 to solve a considerable problem faced by property owners: getting access to mortgage financing based on their property’s net available equity. We developed a simplified process that lets owners access liquidities without having to go through a demanding bank application process.
Our private mortgages help our clients responsibly increase their access to credit while benefiting from significantly relaxed financing criteria. We do not base our approval on the applicant’s credit score or declared income. Instead, we look mainly at the equity in their property.
Victoria Financial offers flexible financing terms adapted to each borrower’s situation. We also have access to cutting-edge appraisal tools that let us process financing applications within 24 hours. If the application is approved, the mortgage can be notarized in less than a week.
Guillaume is known for his insatiable curiosity, and his investigative nature is a real asset to the team. He is always eager to learn, ask questions, and expand his knowledge. Having a background in finance, he follows market developments with keen interest. Guillaume’s position as mortgage coordinator involves high precision work to ensure files are compliant and seamlessly transferred to other agents. He enjoys working in a small team setting, which is great for self-directed learning and allows everyone to play a meaningful role in the company’s projects and development.
Outside of work, Guillaume likes to curl up with a good book, practise his Spanish or rack up kilometres in his trusty running shoes. He constantly strives to do his best, and nothing makes him smile more than a job well done.
Maxime St-Laurent - CPA
Outstanding entrepreneur and real estate enthusiast Maxime founded Victoria Financial nearly ten years ago. He is a visionary man of action who anticipates potential challenges in order to propose solutions adapted to his clients’ needs. Maxime earned his Bachelor of Business Administration at HEC Montréal with a double major in finance and management accounting. These extensive skills allowed him to develop his signature methodical and structured approach, which he applies daily with his team. He is admired for his relentless drive – both at the gym and at the office – which enables him to spearhead multiple projects simultaneously.
Outside of work, Maxime’s hobbies include tackling lake trout in Quebec and traveling the world to discover new cultures. But his greatest joy is to see his company and employees grow as they tackle all sorts of challenges every day… and, of course, relaxing with a good meal and glass of red wine at the end of the day.
Gina is renowned for her outstanding team spirit. She is always there to lend a helping hand to her clients or her colleagues, whom she refers to as her “dream team”. Being a born self-learner and a multi-talented professional, she has assumed several roles at Victoria Financial. She now holds the position of mortgage development manager and specializes in sales. Gina is a true finance enthusiast who keeps a watchful eye on the real estate market. Her primary motivation is to help others find solutions to their problems.
We asked Gina about her secret to success, and she said it’s a matter of starting each day on the right foot. According to her, nothing beats a yoga flow and a glass of iced coffee to kick off the day with a healthy dose of optimism.
Emily is proof that Financière Victoria is a people-oriented company. Endowed with unwavering courtesy and a smile in her voice, she has made remarkable progress within the company. With a solid customer service background and experience in two major insurance firms, Emily has been promoted from her role as an executive assistant to the position of Director of Mortgage Development. She now takes on a prominent role in welcoming and advising Financière Victoria’s clients. Her promotion is a testament to her determination and success within the company.
Emily finds her job exciting because not one day is the same. The entire team must constantly adapt, work together and get creative to overcome different challenges. Speaking of which, Emily LOVES challenges, both at the office and in her spare time. Her hobbies include riding motorcycles and hitting the slopes on her snowboard— she enjoys anything that gets her adrenaline pumping!
Laurence obtained two bachelor’s degrees: Biomedical Sciences from the University of Montreal and Business Administration from HEC Montreal. The skills acquired during her academic journey, along with her administrative experience, enable her to support her colleagues in various operations and activities at Financière Victoria. As a recent addition to the company, both her grounded and rational side and her vibrant personality have seamlessly integrated into the team.
Outside of work, Laurence enjoys the simple pleasures of life: exploring restaurants, drinking good coffee, and spending quality time with loved ones.
At Victoria Financial, our priority is to increase your access to your property’s equity.
To date, Victoria Financial has lent more than $200 million to property owners and real estate investors throughout Quebec in the form of private first and second mortgages. Your turn to join our ranks!