Skip to content

mortgage financing

Loans of $10,000 to $1 million approved within 24 hours

  • Loan request that does not impact your credit
  • Flexible terms and conditions
0 /5
Google rating
$ 0 Millions
in financing granted
0 %
by and for local people

Giving owners the power to choose

The mortgage products offered by conventional banks are not easy to access for all owners and investors wanting to take out a loan on their property’s equity. If your situation does not meet the criteria of conventional banks, we offer an array of private mortgage products:

Financing for up to 75% of your property value, without a minimum credit score

$25,000 to $1,000,000

Get additional funds
while keeping your current

$15,000 to $500,000

Reduce your monthly
payments and benefit from a reduced interest rate

$15,000 to $500,000

Quick approval and shorter term for a simplified and profitable transaction

$25,000 to $1,000,000

Get a private mortgage in 3 easy steps

Fill out the application

Simply provide us with a few details, either online or over the telephone, as you prefer. Your application is obligation-free and will not affect your credit score.

Meet a representative

Once your financing has been approved and the best option selected, one of our mortgage specialists will come to you, at your convenience, to have you sign the preliminary financing contract.

Receive your funds

In under a week, you’ll have signed the notarized mortgage agreement and the money will be in your bank account. Are you ready?

Receive approval within 24 hours, obligation-free!

The advantages of a private mortgage

A conventional mortgage application can take several days or even weeks. With Victoria Financial, you’ll get a private mortgage financing offer the same day and you’ll receive your funds within a week.

We offer flexible options, like paying only the interest on the loan and choosing between a short or medium term, to allow our clients to build customized private mortgage financing that’s adapted to their immediate needs.

Bypass the endless paperwork, credit checks, proof of income and costly property appraisal that are normally required for a mortgage. Our loans are approved solely on the basis of your property’s available equity.


We have the highest governance standards in the private mortgage industry. For your security, we do not share your information with mortgage brokers or other mortgage lenders.

rating of 4.9/5 from our clients

We greatly appreciated your honesty. Your loan let me consolidate all my debts into a single monthly payment at a lower interest rate. This allowed me to regain control of my situation and if all goes well, I'll be able to repay my loan to you during my mortgage refinancing in 18 months. Thank you so much!

M. Labrie | Laval, Quebec
Second mortgage | Loan consolidation

After spending countless days waiting for confirmation from the banks about the financing of my second real estate flip, I understood that, to grab the opportunities on the market, I should associate myself with a private financing company like yours. I can't wait to present you with my next project!

D. Charbonneau | Montreal, Quebec
First mortgage | Financing for a real estate flip

I loved how quick and easy the process was! Because I had to take care of my father over the last two years, I wasn't able to work to my full potential, so I didn't have the income required to borrow from a regular bank. Thank you again for taking the time to answer all my questions.

S. Steinberg | Town of Mount Royal
First mortgage | Cash-flow

I am very satisfied with your services!!!!! I was looking for a second mortgage for a new roof, and the selection process for many lenders was just endless. With you, I was able to do the whole application and get my funds quickly so I could start on the work. Many thanks!

A. Gouzi | Laval, Quebec
Second mortgage | Renovations

Are you ready?

It’s obligation-free.

Questions? Call us.

Monday to Friday, 9:00 a.m. to 5:30 p.m.