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LENDING PARAMETERS

Victoria Financial is offering first and second private mortgages. Our lending decisions are only based on the equity of your property. Our lending parameters are the following:

Lending Area

Here is a short list of the areas we serve; Urban agglomeration of Montreal, Urban agglomeration of Laval, Urban agglomeration of Longueuil (Boucherville, Brossard Longueuil, St-Lambert, St-Bruno-de-Montarville), Urban agglomeration of Montérégie, Laurentides, Lanaudière

Unfortunately, we do not lend on properties located in remote locations or located in cities with less than 25,000 of population.

Type of Property

We offer private financing on single-family homes, condominiums, commercial properties, revenue properties and land.

Loan to Value

We can finance up to 75% of the market value. It depends on the location and the types of property.

Loan Amount

The amount of our loans range from $20,000 to $5,000,000.

Interest and Fees

It varies depending on the other parameters. Our offer will be competitive.

Amortisation

Ours clients can opt for an interest only option to ease their monthly payment.

Terms

The duration of our loan vary from 6 months to 2 years.


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